[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elegantis.cz\/jak-si-polepsit-pujckou\/#Article","mainEntityOfPage":"https:\/\/www.elegantis.cz\/jak-si-polepsit-pujckou\/","headline":"Jak si polep\u0161it p\u016fj\u010dkou?","name":"Jak si polep\u0161it p\u016fj\u010dkou?","description":"K tomu, aby se podnikatel dostal k pen\u011bz\u016fm, je\u017e mu sch\u00e1zej\u00ed, je nejednou zapot\u0159eb\u00ed vz\u00edt […]","datePublished":"2019-09-27","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.elegantis.cz\/author\/#Person","name":"","url":"https:\/\/www.elegantis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/87132efef9f5972c3e770e1fb0907fb3dcc1311f82da5f30bffbae0bd81cf8c0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/87132efef9f5972c3e770e1fb0907fb3dcc1311f82da5f30bffbae0bd81cf8c0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elegantis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elegantis.cz\/wp-content\/uploads\/img_a363578_w2278_t1576164316.jpg","url":"https:\/\/www.elegantis.cz\/wp-content\/uploads\/img_a363578_w2278_t1576164316.jpg","height":0,"width":0},"url":"https:\/\/www.elegantis.cz\/jak-si-polepsit-pujckou\/","about":["Internet"],"wordCount":394,"articleBody":"      K tomu, aby se podnikatel dostal k pen\u011bz\u016fm, je\u017e mu sch\u00e1zej\u00ed, je nejednou zapot\u0159eb\u00ed vz\u00edt si p\u016fj\u010dku. A to ne jenom tak p\u016fj\u010dku ledajakou. M\u00e1-li u\u017e se doty\u010dn\u00fd zadlu\u017eit, m\u011bl by tak \u010dinit zodpov\u011bdn\u011b, proto\u017ee takov\u00e1 finan\u010dn\u00ed injekce od n\u011bkoho jin\u00e9ho sice m\u016f\u017ee pomoci, ale klidn\u011b i u\u0161kodit. Z\u00e1le\u017e\u00ed na v\u00fdb\u011bru a n\u00e1sledn\u00e9m chov\u00e1n\u00ed dlu\u017en\u00edka.  A proto by n\u011bkdo takov\u00fd m\u011bl mo\u017en\u00e1 vsadit na hypot\u00e9ky bez registru. Proto\u017ee ty pat\u0159\u00ed mezi to \u010dasto nejide\u00e1ln\u011bj\u0161\u00ed, co si m\u016f\u017ee soukromn\u00edk k z\u00e1chran\u011b sv\u00e9 firmy obstarat. V \u010dem je takov\u00e1 nebankovn\u00ed hypot\u00e9ka lep\u0161\u00ed ne\u017e t\u0159eba p\u016fj\u010dka od banky? P\u0159edev\u0161\u00edm v tom, \u017ee banky jsou p\u0159i v\u00fdb\u011bru sv\u00fdch klient\u016f velice obez\u0159etn\u00e9 a kladou si \u010dasto a\u017e p\u0159ehnan\u011b vysok\u00e9 po\u017eadavky, jim\u017e podnikatel v nesn\u00e1z\u00edch nedok\u00e1\u017ee vyhov\u011bt a m\u00e1 tud\u00ed\u017e sm\u016flu. Jenom si vezm\u011bte, kolik soukromn\u00edk\u016f m\u00e1 t\u0159eba jenom nevaln\u011b vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, z\u00e1znamy v registrech, exekuce na majetek, dluhy a podobn\u011b! A takov\u00ed sice u banky za\u017e\u00e1dat mohou, ale vyhov\u011bno jim tam zpravidla neb\u00fdv\u00e1. Zat\u00edmco u nebankovn\u00edch hypot\u00e9k tito usp\u011bj\u00ed snadno. Sta\u010d\u00ed, aby m\u011bl takov\u00fdto \u017eadatel n\u011bjakou nemovitost, kterou by se mohl za p\u016fj\u010den\u00e9 finan\u010dn\u00ed prost\u0159edky zaru\u010dit, sta\u010d\u00ed, aby byl schopen spl\u00e1cet, a v\u0161e ostatn\u00ed je podru\u017en\u00e9. A jak se jenom o takovou nebankovn\u00ed nab\u00eddku snadno \u017e\u00e1d\u00e1! Sta\u010d\u00ed vyplnit formul\u00e1\u0159 na webu poskytovatele, poslat n\u011bkolik sn\u00edmk\u016f on\u00e9 nemovitosti k posouzen\u00ed a ocen\u011bn\u00ed, sta\u010d\u00ed se dohodnout se z\u00e1stupcem poskytovatele na podrobnostech, podepsat smlouvu a je to. A pak? Pak u\u017e lze takto z\u00edskan\u00e9 prost\u0159edky, a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti, pou\u017e\u00edt na cokoliv, co souvis\u00ed s dlu\u017en\u00edkov\u00fdm podnik\u00e1n\u00edm. A je samoz\u0159ejm\u011b nezbytn\u00e9 i zodpov\u011bdn\u011b spl\u00e1cet. Proto\u017ee jinak by hrozilo propadnut\u00ed zm\u00edn\u011bn\u00e9 z\u00e1stavy nebankovn\u00ed spole\u010dnosti. Ale to u\u017e je jin\u00e1 kapitola, j\u00ed\u017e se ka\u017ed\u00fd rozumn\u00fd \u010dlov\u011bk z \u0159ad podnikatel\u016f ur\u010dit\u011b dok\u00e1\u017ee vyhnout.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si polep\u0161it p\u016fj\u010dkou?","item":"https:\/\/www.elegantis.cz\/jak-si-polepsit-pujckou\/#breadcrumbitem"}]}]